Frazier Allen: Third quarter marked by mixed data and volatility
October 5, 2015
Clarksville, TN – Last quarter, many investors watched closely as the Greek debt drama played out on a global stage. Three months later, investors once again are warily watching how international economic conditions impact domestic markets.
Headwinds include worries over slower growth in Europe and Asia; the effects of lower commodity prices; uncertainty over the Federal Reserve’s rate tightening policy and timing; suppressed inflation; and the potential for a U.S. government shutdown either at the beginning of October or during early December.
Frazier Allen
Frazier Allen lists Six ways to potentially boost your Retirement Savings
May 25, 2015
You may be able to get closer to reaching your goals with some small changes and tough choices
Clarksville, TN – If you’re concerned that you haven’t put enough away to retire, you have plenty of company – about one in four Americans feel the same way.1
The good news? You may be able to catch up – if you’re willing to be realistic and take steps to get on track, such as changing your current lifestyle (so you can save more) and your anticipated retirement lifestyle (so you will spend less).
Frazier Allen
Can We Talk?
May 22, 2015
Sharing your hopes, fears and wishes can bring you and your adult children closer
Clarksville, TN – Your 30-something daughter gets anxious when she sees how many medications you take in the morning. Your son gets nervous when you drive alone.
You worry your adult children aren’t prepared for how to handle things when you’re gone, even if that could be decades from now. Or worse, they won’t know how to provide the care you want, if you should need it.
But do you ever talk about these concerns?
Frazier Allen
Frazier Allen gives Savvy Social Security strategies
May 19, 2015
Consider these ideas to help you make the most of your benefits
Clarksville, TN – Alongside other sources of income, Social Security can be a critical component of your total retirement resources, so it’s important to consider ways to optimize the value it can bring.
After all, these payments account for up to 40% of most retirees’ income, according to the Social Security Administration (SSA), with savings, pensions and retirement accounts making up the rest. Here are a few things you (and your spouse if you’re married) should think about as you get ready to retire.
Frazier Allen: Funding Alternatives for Long-Term Care
March 20, 2015
Clarksville, TN – If traditional long-term care insurance isn’t going to work for you, don’t fret. There are increasingly more ways to fund a long-term care plan without financially burdening family or devastating your retirement income plan.
Here’s a look at a few of your choices.
Hybrid Policies: Both life insurance and annuity hybrid products (including long-term care riders) solve the use-it-or-lose-it issue with long-term care insurance.
Frazier Allen
Frazier Allen: Financial Planning for Modern Life’s Different Stages
March 16, 2015
Flexibility, Resourcefulness are Crucial as Old Rules are Upended
Clarksville, TN – The old paradigm that saw young people leave the nest, get some education, marry, raise a family, pursue a career and then retire – in roughly that order – has been tossed out the window.
Today, college students start companies in their dorm rooms, late-life marriages bring two sets of kids together, and retirement may not be an option or even a desired goal for some folks.
Frazier Allen
Frazier Allen lists 12 Financial Resolutions for the New Year
January 1, 2015
Review and revamp your financial plan all year long.
Clarksville, TN – While resolutions are something you normally might associate with the new year, this particular set of resolutions remains valid and relevant any time of year. That’s why I’m sharing with you this list of 12 Financial Resolutions.
As you read this list, I’m sure you’ll find the suggestions relevant to your own financial life. Topics range from revisiting your portfolio’s asset allocation to making sure your retirement plan is on track.
Frazier Allen
Quarterly gains endure September’s volatility
October 4, 2014
Clarksville, TN – September reinforced its reputation as one of the worst months for stocks. The S&P 500, for example, dropped 1.5%. Thankfully, the declines over the past two weeks weren’t enough to entirely erase the gains we have seen over the past quarter.
In fact, the broad-market index, which reached a record high on September 18th, just managed to post its seventh straight quarterly gain.
Frazier Allen
Stocks end quarter mixed despite fewer headwinds
April 4, 2014
Clarksville, TN – March marked the fifth anniversary of the stock market’s bull run, since the bottom in the S&P 500 back in 2009. The most recent quarter was more lackluster, as U.S. stock indices were somewhat flat.
The equity markets showed some resilience during the last week of the month after Federal Reserve Chair Janet Yellen signaled that “considerable slack” in a “tough” labor market means the central bank will continue its monetary support of the economy for some time.
Frazier Allen
Investors looking for answers from the Fed, Government
September 4, 2013
Clarksville, TN – August saw all three of the major U.S. stock market indexes fall into negative territory, as investors become more concerned about the possibility of rising rates and potential military action in Syria.
Emerging markets, particularly Brazil and India, also took a hit in August as their economies weakened and their currencies fell against the dollar.
Frazier Allen
