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Information Articles for the Clarksville TN and Montgomery County Tennessee area

Articles

Information Articles for the Clarksville TN and Montgomery County Tennessee area

Frazier Allen: It’s Time to Review Your Estate Planning Basics

By | January 22, 2017 | Email This Post Print This Post

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – The word “estate” tends to conjure up images of billionaires and aristocrats, but estate planning is not just for the wealthy. It’s widely believed that estate planning in one form or another is needed by everyone, and it doesn’t need to be sophisticated, complex or costly to help fulfill final wishes and protect assets.

Whether you’re a prince or a pauper, refreshing on estate planning basics can help make sure your legacy is left the way you intended.

Beginners and billionaires alike should refresh their knowledge of these basic estate planning terms and concepts.

Beginners and billionaires alike should refresh their knowledge of these basic estate planning terms and concepts.

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Clarksville Weekly Market Snapshot from Frazier Allen for the week of January 15th, 2017

By | January 15, 2017 | Email This Post Print This Post

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – The economic calendar was relatively thin. Small business optimism rose sharply in December.  Growth in retail sales was concentrated in autos and gasoline – mixed and generally flat otherwise (with unusual softness in food) – but it was still a relatively good quarter overall. 

Department store sales were weak, but that is a long-term trend (not necessarily a sign of consumer weakness). The PPI was largely in line with expectations, reflecting moderate pipeline inflationary pressures (consistent with further Fed rate hikes in the months ahead).

Frazier Allen

Frazier Allen

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F&M Bank Opens New Office in Hendersonville

January 10, 2017 | Email This Post Print This Post

F&M BankHendersonville, TX – F&M Bank has been providing financial services in Hendersonville since 2008. Beginning January 17th, the Middle Tennessee-rooted bank is taking an ambitious step forward in Sumner County by opening a new 10,000 square foot office in the heart of Hendersonville’s Indian Lake commercial district.

The spacious new facility, located at 221 Indian Lake Boulevard, replaces the bank’s former quarters at 100 Bluegrass Commons. The new office will accommodate F&M’s growing banking and mortgage staff and will provide customers with a dedicated mortgage services entrance.

F&M Bank’s new 10,000 sq. ft. office at 221 Indian Lake Boulevard in Hendersonville Tennessee.

F&M Bank’s new 10,000 sq. ft. office at 221 Indian Lake Boulevard in Hendersonville Tennessee.

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Clarksville Area Chamber of Commerce announces January Events

January 4, 2017 | Email This Post Print This Post

Clarksville Area Chamber of CommerceClarksville, TN  – The Clarksville Area Chamber of Commerce announces upcoming events during the month of January.

On Tuesday, January 17th, the Chamber host its annual Mayors Power Breakfast at the Riverview Inn, 50 College Street at 7:30am.

The Riverview Inn in Downtown Clarksville.

The Riverview Inn in Downtown Clarksville.

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Frazier Allen: 12 Resolutions for 2017

By | January 1, 2017 | Email This Post Print This Post

Start the new year right by reviewing and revamping your financial plan.

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Instead of hauling out those familiar New Year’s resolutions about eating less and exercising more, how about focusing on something that’s also very good for you in the long run – and even sooner?

We’re talking about your financial plan – your fiscal health, if you will. The approach of 2017 is a great time to review your plan and make any necessary revisions. With that in mind, here are 12 suggested resolutions that, if followed, can help ensure that your later years will be financially secure.

Frazier Allen

Frazier Allen

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Clarksville Association of Realtors Adopts 100 “Angels” For Salvation Army

December 17, 2016 | Email This Post Print This Post

Clarksville Association of REALTORSClarksville, TN – The Clarksville Association of Realtors® (CAR) Helping Hands Committee and many other REALTORS within the organization adopted 100 Angels for the Salvation Army’s Angel Tree Program.

“There is such a need in our area, and I’m thankful for the chance to help,” said Kathy Knobel, a Clarksville Realtor and 2016 member of CAR’s Helping Hands Committee.

Kathy Knobel with some of the Angel Tree Donations

Kathy Knobel with some of the Angel Tree Donations

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Frazier Allen: Dealing with Dementia

By | December 17, 2016 | Email This Post Print This Post

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – “I saw the bravest man in the world playing the hardest role of his life,” Robin Williams’ widow wrote in October of her husband’s dementia and the months leading up to his death in 2014. When his anxiety, personality changes and memory problems began three years ago, a “foundation of friendship and love was our armor,” Susan Schneider Williams said.

Her story likely strikes a chord among those caring for a loved one with dementia. The Alzheimer’s Association estimates that more than 15 million Americans currently are. 

Dealing with Dementia

Dealing with Dementia

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Frazier Allen: A Retirement Savings Exit Strategy

By | December 16, 2016 | Email This Post Print This Post

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Every day, an estimated 10,000 people reach the IRS trigger age when they must begin withdrawing money from their retirement plans. If you’re among them, it’s wise to develop a strategy.

Once you hit 70½, IRS rules call for required minimum distributions (RMDs) every year on all of your traditional, simplified employee pension (SEP) and SIMPLE IRAs, as well as employer-sponsored plans. Roth IRAs are exempt.    

Create a plan to withdraw your minimum distributions on your terms, while complying with Uncle Sam’s.

Create a plan to withdraw your minimum distributions on your terms, while complying with Uncle Sam’s.

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Clarksville Ranks 19th Among Top U.S. Cities for Fastest Job Growth

December 16, 2016 | Email This Post Print This Post

Clarksville-Montgomery County Economic Development CouncilClarksville, TN – The Clarksville metropolitan statistical area (MSA) ranked 19th in the nation for fastest job growth. A report released today from 24/7 Wall Street, a Delaware-based financial news company, studied employment and job growth from October 2015 to October 2016 for 387 metro areas and announced the top 25 U.S. cities.

The Clarksville MSA added more than 4,700 jobs, an increase of 4.61%, with total jobs at 106,811 in October 2016.

Clarksville Public Square

Clarksville Public Square

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Clarksville Weekly Market Snapshot from Frazier Allen for the week of December 11th, 2016

By | December 11, 2016 | Email This Post Print This Post

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Italy voted “no” on its constitutional referendum and Prime Minister Renzi resigned. South Korea’s president was impeached. The European Central Bank extended its asset purchase program to the end of 2017, but will reduce the monthly pace of purchases in April.

None of that disturbed U.S. equity market investors who continued to enjoy the Trump sizzle. After showing some signs of stability, bond yields again moved higher.

Frazier Allen

Frazier Allen

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