F&M Bank Opens New Office in Hendersonville
January 10, 2017
Hendersonville, TX – F&M Bank has been providing financial services in Hendersonville since 2008. Beginning January 17th, the Middle Tennessee-rooted bank is taking an ambitious step forward in Sumner County by opening a new 10,000 square foot office in the heart of Hendersonville’s Indian Lake commercial district.
The spacious new facility, located at 221 Indian Lake Boulevard, replaces the bank’s former quarters at 100 Bluegrass Commons. The new office will accommodate F&M’s growing banking and mortgage staff and will provide customers with a dedicated mortgage services entrance.
F&M Bank’s new 10,000 sq. ft. office at 221 Indian Lake Boulevard in Hendersonville Tennessee.
Frazier Allen: 12 Resolutions for 2017
January 1, 2017
Start the new year right by reviewing and revamping your financial plan.
Clarksville, TN – Instead of hauling out those familiar New Year’s resolutions about eating less and exercising more, how about focusing on something that’s also very good for you in the long run – and even sooner?
We’re talking about your financial plan – your fiscal health, if you will. The approach of 2017 is a great time to review your plan and make any necessary revisions. With that in mind, here are 12 suggested resolutions that, if followed, can help ensure that your later years will be financially secure.
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Frazier Allen: Learning to be a Retiree
November 27, 2016
Clarksville, TN – Most of us really look forward to the idea of well-deserved, unstructured free time. A time to do exactly what we please when we please. Until we get it.
A retirement satisfaction survey from EBRI found that half of retirees (51.4%) in 2012 reported being somewhat or not at all satisfied with their retirement. Some retirees underestimate how long it takes to adjust to a new lifestyle; others miss friends from work; still others find themselves with too much free time.
Half of retirees reported being somewhat or not at all satisfied with their retirement.
Frazier Allen: Five Tips for First-Time Grandparents
September 25, 2016
Clarksville, TN – Your daughter recently welcomed her first child – your first grandchild – and you’re already in love. You envision festive holidays spent together, bouncing him or her on your knee, and buying heaps of toys and adorable shoes.
But you may be able to offer so much more. Grandparents like you have historically had a powerful influence in the lives of their grandchildren and have a wealth of experience and knowledge to share.
So what kind of power are we talking about? Now that you’ve joined the grandparents club, you’re what anthropologists call a “secret benefactor” of humanity.
Sharpen these skills to excel in your new role.
Frazier Allen: The New Disruptors of Old Age
September 8, 2016
Nashville, TN – The traditional wisdom among Silicon Valley’s youthful technorati is to design for what you know—texting your friends in Europe for free (WhatsApp), renting out your bedroom to make extra cash (Airbnb), finding a romantic partner without leaving your house (Tinder). But a handful of entrepreneurs are now looking beyond the millennial market to reach a new demographic with their own needs — baby boomers.
“You’ve got all these 20-something engineering types who are beginning to realize there are older adults who can make use of these products to promote health and well-being,” said Andrew Scharlach, Professor of Aging at the University of California, Berkeley. “What we are beginning to see is the marriage of product developers with the end users that they previously had not been aware of.”
From smart phones to smart homes, emerging technology is changing the way Americans approach aging — and Baby Boomers welcome the advances.
Frazier Allen: Four Smart Withdrawal Strategies
September 5, 2016
Clarksville, TN – It’s official. You’re retired. As in, your days are yours alone. No early morning meetings. No deadlines. No paycheck.
Wait. What?
Without a job, you’ll no longer receive a salary. Something you’ve likely relied on every couple of weeks for the past 40 to 50 years.
It’s unlikely that Social Security alone will be enough to replace that flow of income and fully support your standard of living in retirement, which means it’s time to start drawing down the retirement income you’ve saved so diligently over the years.
Tennessee Department of Commerce and Insurance gives tips to protect you savings.
Frazier Allen: Domestic Stocks Climb Higher in July
August 12, 2016
Clarksville, TN – The Dow Jones Industrial Average and the S&P 500 both reached new highs during July, and the S&P 500 notched its fifth consecutive monthly gain.
According to research by Raymond James Chief Investment Strategist Jeff Saut, historically, any time the broad market S&P 500 has hit a new all-time high after 52 weeks spent below the previous high-water mark, we have seen average gains of 12.3% over the course of the next year.
The dog days of summer don’t seem to be slowing the markets down.
Frazier Allen: July 2016 Investment Strategy Quarterly Recap
July 9, 2016
Clarksville, TN – Financial market headwinds for the next six to twelve months include political uncertainty in the U.S., a strengthening U.S. dollar, significant uncertainty surrounding Britain’s recent referendum on leaving the European Union (“Brexit”), and earnings growth.
Tailwinds include low oil prices, an improving labor market, and a low interest-rate environment.
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Frazier Allen: 10 Symptoms of Caregiver Stress
June 10, 2016
Clarksville, TN – It’s important to be aware of caregiver burnout. You cannot provide effective care if you neglect your own physical and mental well-being.
Caring for a loved one with dementia can take a physical and emotional toll. As demands grow, caregivers often report feelings of sadness, stress, guilt, anger, isolation, and depression. The Alzheimer’s Association® has prepared a list of ten signs of caregiver stress. A strained caregiver is unlikely to provide quality care to a friend or loved one with dementia.
Caring for a loved one can take it’s toll on the Caregiver.
Frazier Allen: Kid-Friendly Foundational Finances
May 7, 2016
Clarksville, TN – We all like to think our children or grandchildren are practically geniuses, but some things just don’t come intuitively. Wise money habits, for example.
Everyone needs to learn the value of a dollar, how to make money work toward our goals and how to protect our financial legacy, even little kids.
In fact, the sooner you start the better.
Help kids of all ages develop smart money habits.
