Frazier Allen: The new Social Security claiming rules
May 18, 2016
Clarksville, TN – Growing up, many of us viewed Social Security as a continuation of our work income, something we’d automatically receive upon retirement. Then reality struck, and we learned there’s more to claiming and receiving Social Security benefits.
So much more. And the strategies to maximize this important source of retirement income can be complicated.
One strategy, known as “file and suspend,” became popular among married couples. The higher earning spouse would file for Social Security benefits once he or she reached full retirement age (FRA) – and immediately suspend them.
Clarksville Weekly Market Snapshot from Frazier Allen for the week of May 10th, 2016
May 10, 2016
Clarksville, TN – The economic data were mixed, but generally consistent with moderately strong economic growth in the near term. Motor vehicle sales rebounded in April, from what appears to have been an Easter-related decline in March.
The ISM surveys split; manufacturing a bit softer, non-manufacturing a bit stronger. Nonfarm payrolls rose by 160,000 in the initial estimate for April, below the median forecast (+200,000), but not horrible (note that the economy added 1.057 million jobs before seasonal adjustment).
Frazier Allen: Beware of Costly Surprises in Retirement
April 11, 2016
Clarksville, TN – Achieving a successful retirement requires not only planning for what you want to go right, but also for what might go wrong.
Many investors have found that retirement can bring on unwelcome surprises, some of them significant enough to derail a retirement plan.
Healthcare Costs: Expert estimates of what a couple spends during retirement for healthcare range from $400,000 to well over $1 million.
Frazier Allen lists 12 Resolutions for 2016
December 30, 2015
Start the New Year right by reviewing and revamping your financial plan.
Clarksville, TN – Instead of hauling out those familiar New Year’s resolutions about eating less and exercising more, how about focusing on something that’s also very good for you in the long run- and even sooner? We’re talking about your financial plan – your fiscal health, if you will.
The approach of 2016 is a great time to review your plan and make whatever revisions might be indicated. With that in mind, here are 12 suggested resolutions that, if followed, will go a long ways toward helping to ensure that your later years will be financially secure.
Frazier Allen gives Savvy Social Security strategies
May 19, 2015
Consider these ideas to help you make the most of your benefits
Clarksville, TN – Alongside other sources of income, Social Security can be a critical component of your total retirement resources, so it’s important to consider ways to optimize the value it can bring.
After all, these payments account for up to 40% of most retirees’ income, according to the Social Security Administration (SSA), with savings, pensions and retirement accounts making up the rest. Here are a few things you (and your spouse if you’re married) should think about as you get ready to retire.
Clarksville’s New Providence Community Policing Center to hold Job Fair Friday, November 15th
November 14, 2013
Clarksville, TN – On Friday, November 15th, 2013, from 10:00am to 1:00pm, the New Providence Community Policing Center (NPCPC) is hosting a Job Fair. There are multiple employers that will be attending this event.
Bring your résumé, photo ID, and Social Security card or birth certificate. Dress for success. Be prepared to complete job applications and to interview.
Clarksville Montgomery County School System to kickoff Pre-Kindergarten Applications in March
January 25, 2013
Montgomery County, TN – The Clarksville Montgomery School System will begin taking applications for the 2013-14 CMCSS Voluntary Pre-Kindergarten starting in March.
The applications will be taken on the following dates and school sites from 4:00pm–6:00pm. [Read more]