Frazier Allen: Financial Planning for Modern Life’s Different Stages
March 16, 2015
Flexibility, Resourcefulness are Crucial as Old Rules are Upended
Clarksville, TN – The old paradigm that saw young people leave the nest, get some education, marry, raise a family, pursue a career and then retire – in roughly that order – has been tossed out the window.
Today, college students start companies in their dorm rooms, late-life marriages bring two sets of kids together, and retirement may not be an option or even a desired goal for some folks.
Frazier Allen
Live Longer, Live Better
March 7, 2015
How Three Simple Questions Can Lead To A Happier Retirement
Clarksville, TN – There’s a shift happening when it comes to thinking about – and planning for – retirement. Today’s retirement is bigger, broader and longer than at any other time in history.
You’ve likely spent time thinking about the fun stuff you’d like to do when you first retire, but probably haven’t delved into the details of daily living as you age.
Things like going to a friend’s house for a dinner party and picking up a bottle of wine beforehand or perhaps, choosing just the right birthday card for your niece and sending it on time.
Frazier Allen
Austin Peay State University’s Dr. Linda Sitton retires after 14 years of leading Tennessee Early Childhood Training Alliance
March 7, 2012
Clarksville, TN – On a rainy Friday afternoon last week, a steady collection of umbrellas appeared outside one of the ballrooms of the Austin Peay State University Morgan University Center. Inside, a few soaking wet individuals gathered around tables of food, and one woman entered the room to announce that small, penny-sized pieces of hail were at that moment pelting the sidewalks.
The bad weather, however, didn’t stop the friends and colleagues of Dr. Linda Sitton from trekking across campus to attend a reception commemorating her retirement from APSU after 14 years as director of the school’s Tennessee Early Childhood Training Alliance.
Congratulating Dr. Linda Sitton are Dr. Carlette Hardin, dean of the Austin Peay State University College of Education, left, and Tabitha Parker, former student of Sitton's, right. (Photo by Beth Liggett/APSU Public Relations and Marketing)
IRA and Retirement Plan Limits for 2012
November 8, 2011
IRA contribution limits
Clarksville, TN – The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at $5,000 (or 100% of your earned income, if less), unchanged from 2011.
The maximum catch-up contribution for those age 50 or older remains at $1,000. (You can contribute to both a traditional and Roth IRA in 2012, but your total contributions can’t exceed this annual limit.) [Read more]
Retirement: Are you financially ready for it?
January 18, 2009
The probing question “Are you ready to retire?” is more perplexing today in the light of our financial plight. There is uncertainty about the place we call retirement. As I write I have a “happy face” coffee cup staring at me; one that has been diverted to a container of pencils, markers and pens. I wish we could don a happy face as we ponder our retirement and a secure financial future. Instead, for many our dreams for that better future had taken on a sad face.
It’s hard to maintain a happy face about our future when our personal finances and monetary worth for retirement are steadily declining, when our retirement plans are going bankrupt. In our communities, cities and states are raiding their rainy day funds to prevent raising taxes. International governments and their citizens are also in financial straits. Presently, places from our own Clarksville, to Mexico City, to Heidleberg, London, Asian cities are all experiencing financial world. Such unfortunate events precipitate the “sad face” facing retirees. [Read more]
