Frazier Allen: Where Medicare Falls Short
November 27, 2017
Clarksville, TN – Medicare provides a lot of coverage, but it doesn’t cover everything.
It’s never too early to start thinking and planning for retirement, especially when it comes to the top three expenses: housing, transportation and healthcare.
Even with Medicare, quality healthcare can come with a hefty price tag with premiums, copayments, deductibles and other out-of-pocket expenses to account for.
Frazier Allen: Risk Management Demystified
March 7, 2017
Clarksville, TN – Let’s face it: Life is a risk. That’s why risk management is a crucial part of a long-term financial plan. When it comes to investments, we’re talking diversification and asset allocation. When it comes to your family, health, property and income, we’re talking insurance.
But what kind of coverage do you really need? Take a deeper look at four useful types of policies.
Frazier Allen: 12 Resolutions for 2017
January 1, 2017
Start the new year right by reviewing and revamping your financial plan.
Clarksville, TN – Instead of hauling out those familiar New Year’s resolutions about eating less and exercising more, how about focusing on something that’s also very good for you in the long run – and even sooner?
We’re talking about your financial plan – your fiscal health, if you will. The approach of 2017 is a great time to review your plan and make any necessary revisions. With that in mind, here are 12 suggested resolutions that, if followed, can help ensure that your later years will be financially secure.
Frazier Allen: Beware of Costly Surprises in Retirement
April 11, 2016
Clarksville, TN – Achieving a successful retirement requires not only planning for what you want to go right, but also for what might go wrong.
Many investors have found that retirement can bring on unwelcome surprises, some of them significant enough to derail a retirement plan.
Healthcare Costs: Expert estimates of what a couple spends during retirement for healthcare range from $400,000 to well over $1 million.
Frazier Allen: Funding Alternatives for Long-Term Care
March 20, 2015
Clarksville, TN – If traditional long-term care insurance isn’t going to work for you, don’t fret. There are increasingly more ways to fund a long-term care plan without financially burdening family or devastating your retirement income plan.
Here’s a look at a few of your choices.
Hybrid Policies: Both life insurance and annuity hybrid products (including long-term care riders) solve the use-it-or-lose-it issue with long-term care insurance.
Frazier Allen lists 12 Financial Resolutions for the New Year
January 1, 2015
Review and revamp your financial plan all year long.
Clarksville, TN – While resolutions are something you normally might associate with the new year, this particular set of resolutions remains valid and relevant any time of year. That’s why I’m sharing with you this list of 12 Financial Resolutions.
As you read this list, I’m sure you’ll find the suggestions relevant to your own financial life. Topics range from revisiting your portfolio’s asset allocation to making sure your retirement plan is on track.