Frazier Allen lists 12 Financial Resolutions for the New Year

Review and revamp your financial plan all year long.
Clarksville, TN – While resolutions are something you normally might associate with the new year, this particular set of resolutions remains valid and relevant any time of year. That’s why I’m sharing with you this list of 12 Financial Resolutions.
As you read this list, I’m sure you’ll find the suggestions relevant to your own financial life. Topics range from revisiting your portfolio’s asset allocation to making sure your retirement plan is on track.
Downtown Clarksville New Year Cheer Sale
Clarksville, TN – The businesses in Historic Downtown Clarksville invite you to their 1st Annual Downtown New Year Cheer Sale event this Friday, January 2nd and Saturday, January 3rd, 2015, during regular business hours.
After a very successful holiday season, the downtown businesses would like to continue our holiday cheer with two days of sales and incentives.
Take advantage of this special weekend to enjoy the unhurried pace of shopping, where you will find some of Clarksville’s most unique, independently owned shops. [Read more]
Coldwell Banker Conroy, Marable & Holleman provided a wonderful Christmas to 15 needy families
Clarksville, TN – A few weeks before Christmas; on a cold December morning, a crowd gathered at the Coldwell Banker Conroy, Marable & Holleman office on Wilma Rudolph Boulevard. 15 Families had been selected to receive a wonderful Christmas gift. One child from each family would soon be boarding the Coldwell Banker Clarksville Olde Town Trolley to shop for Christmas presents for their families.
“It’s great,” said Mark Holleman. “I think it’s fantastic. And like I said I think the agents will receive as much out of taking these kids shopping, as the kids will get out of shopping for their families.” The realtors mission was to give back to the community by ensuring that these kids and their families had a wonderful Christmas.
Clarksville Weekly Market Snapshot from Frazier Allen for the week of December 22nd, 2014
Clarksville, TN – The stock market’s anxieties about oil prices, the Fed, and the rest of the world gave way to a renewed sense of optimism (or at least less pessimism).
Heading into the Federal Open Market Committee meeting, the key question was whether it would abandon the “considerable time” phrase. The FOMC had it both ways, removing the phrase, saying instead that it could “be patient” in deciding when to begin normalizing policy, but quickly adding that the intent is exactly the same.
Premier Medical Group becomes “Santa’s Helpers”
Clarksville, TN – Last week Premier Medical Group staff and employees became “Santa’s Helpers” as they delivered Christmas gifts to Montgomery County Children’s Services.
For the 19th year Premier employees have staged fundraisers throughout the year to provide Christmas gifts.
Convenient Car Care Inc. hosts annual Christmas and Employee Recognition banquet
Clarksville, TN – Convenient Car Care Inc., the Clarksville based Valvoline franchisee, recently held it’s annual Christmas and Employee Recognition dinner at the Hilton Garden Inn.
The event was an opportunity to celebrate the Christmas season and recognize team members, who have performed above and beyond the standards established by the company.
Doug Wall, owner of Convenient Car Care Inc., welcomed everyone to the event by expressing his appreciation and praise for all employees within the company.

James Jenkins receives the “Rising Star” award from Convenient Car Care Inc. during the annual Christmas and Employee Recognition Dinner. Pictured are Brian Banning, Jenkins, Doug Wall, and Candace Ursery (Bill Larson/Clarksville Online)
Altra Federal Credit Union’s Drive Away Hunger Campaign Generates Over $21,000 Nationally to Fight Hunger
Empty Bowls of Clarksville to receive $1,680
Clarksville, TN – Altra Federal Credit Union raised over $21,000 nationally with its Drive Away Hunger Campaign. “Hunger is a very real concern in the communities we serve,” stated Cheryl Dutton, Vice President of Marketing for Altra Federal Credit Union. “Besides the financial contribution achieved by the campaign, Drive Away Hunger also generated awareness of the increasing need our communities face in feeding the hungry.”
Altra donated $10.00 for every car, truck, and motorcycle loan financed through Altra from October 1st through November 30th. [Read more]
Agero Associates Support The Troops With Holiday Cards
Clarksville, TN – For the third consecutive year, associates at Agero’s Clarksville call center facility have participated in the Holiday Mail for Heroes campaign through the American Red Cross.
The program facilitates the writing and sending of handwritten holiday cards to deployed service members during the holiday season.

Paula Peyton and Sheena Garner from Agero creating the cards for the Holiday Mail for Heroes program
USAA achieves Clarksville-Montgomery County Green Certification
Montgomery County, TN – The USAA Financial Center in Clarksville is the latest organization to become Clarksville-Montgomery County Green Certified.
Chamber of Commerce Director Melinda Shepard, Military Affairs Coordinator Yvonne Pickerling, Clarksville Chief of Staff Bill Harpel and Montgomery County Public Information Officer Elizabeth Black attended their green ribbon cutting to congratulate USAA on earning their certification.
Clarksville Weekly Market Snapshot from Frazier Allen for the week of December 14th, 2014

Clarksville, TN – Retail sales figures for November were stronger than expected, while results for September and October were revised higher. The report suggests that consumer spending growth is on a moderately strong path in 4Q14 – and we aren’t even close to seeing the full impact of the drop in gasoline prices (expect a bigger benefit for the consumer in the first half of 2015).
The retail sales data did little to offset the negative mood in equities. A further sharp decline in crude oil prices added to the anxiety. A sustained drop in oil prices will be a significant negative for oil producers here and abroad.