Frazier Allen: Dealing with Divorce
February 25, 2018
Clarksville, TN – Parting ways with a spouse can be stressful and challenging, and navigating the process requires careful planning to answer questions like: Where will you live? How will this affect your children? How will the divorce impact your financial future?
These questions may lead to difficult conversations, but they’re worth having, no matter how overwhelming the prospect of life on your own may be. The answers will help you better navigate the legal, financial and emotional issues to come.
Start by building a team that will see you through the emotional aspects and keep your best interests top of mind.
Frazier Allen
Frazier Allen: To be or not to be – in debt
September 4, 2017
Clarksville, TN – Life’s long and winding road generally includes plenty of side trips on the way to a comfortable retirement. There may be homes to buy, children to raise and educate, careers to pursue, a vacation here and there.
When done strategically, borrowing can help you address those needs – like purchasing a home – without derailing long-term goals, such as a comfortable retirement. The key is to consider how the loan will work within your overall financial picture, taking into account each factor including the interest, duration and regular payments.
There are several factors to weigh when considering when to borrow.
F&M Bank Offers THDA’s “Take Credit” Mortgage Program
August 1, 2016
Clarksville, TN – F&M Bank was the first Mortgage lender in Tennessee approved to offer the Tennessee Housing Development Agency’s (THDA) “Take Credit” program. Take Credit is a Mortgage Credit Certificate (MCC) program authorized by Congress in the 1984 Tax Reform Act.
A MCC is a not loan, it is applied for with a mortgage and permits eligible homebuyers to take a federal tax credit up to $2,000 maximum per year based on the mortgage interest paid by the homebuyer.
F&M Bank in Downtown Clarksville
Frazier Allen: Diversify your income
December 3, 2015
Branching out allows your retirement savings to weather different seasons
Clarksville, TN – There are many factors to consider when it comes to planning for a secure and fulfilling retirement – from how you’ll fill your time to where you’ll live and how you’ll pay for it all. One solution is diversifying your retirement income.
Similar to asset allocation among your investments, this approach advocates establishing independent streams of income that could provide needed cash flow under a variety of circumstances. The big idea is to put your eggs in several baskets since none of us know what the markets will do over 20 to 30 years of retirement, much less how long we’ll need our money to last.
Frazier Allen
Altra Federal Credit Union will open New Wilma Rudolph Branch on October 13th, 2015
October 8, 2015
Clarksville, TN – Altra Federal Credit Union will open their new branch located at 2625 Wilma Rudolph Boulevard on Tuesday, October 13th. This location will replace their location at 184 Stone Container Drive in Clarksville, TN which will close on Friday, October 9th.
This 4500 square foot state of the art branch features SAM, Altra’s Smart deposit taking ATM in the lobby and Drive Up.
Altra Federal Credit Union’s new location on Wilma Rudolph Boulevard to open October 13th.
F&M Bank announces Promotions
May 2, 2013
Clarksville, TN – F&M Bank has announced the following promotions of four veteran mortgage employees, according to Sammy Stuard, bank CEO and president.
Denise Alexander, vice president and operation manager for F&M’s mortgage department has been promoted to senior vice president of F&M Bank.
Yvonne Witzler, assistant vice president and manager of F&M’s mortgage office in Clarksville has been promoted to vice president of F&M Bank.
(Top row L to R) Denise Alexander, Yvonne Witzler, and Rodney Wilds. (Bottom row) Brian Maggart.
F&M Bank Mortgage receives Premier Lender Award
March 8, 2013
img class=”alignleft size-full wp-image-22269″ title=”F&M Bank” alt=”F&M Bank” src=”http://www.clarksvilleonline.com/wp-content/uploads/2009/07/FMbank.jpg” width=”133″ height=”114″ />Clarksville, TN – Representatives of the United States Department of Agriculture’s Guaranteed Rural Housing (GRH) Program presented its prestigious Premier Lender for 2012 award to representatives of F&M Bank.
Making the presentation are Deneen Clayton and Shinika Jenkins, GRH loan specialists, and Don Harris, GRH Housing program director. Accepting the award for F&M are: DeWayne Olive, executive vice president and chief financial officer; Denise Alexander, vice president and mortgage operation manager; Yvonne Witzler, assistant vice president and manager for the bank’s Clarksville mortgage office; and Rodney Wilds, manager for the bank’s Brentwood mortgage office.
(from left) Deneen Clayton and Shinika Jenkins, and Don Harris, GRH Housing program director, DeWayne Olive, executive vice president and chief financial officer; Denise Alexander, Yvonne Witzler, and Rodney Wilds.
